Social Security Disability (SSD) and Supplemental Security Income (SSI)

Who is Eligible:     The medical requirements for disability payments are the same under both SSD and SSI.  If you qualify, you will probably also received Medicaid, to pay medical bills.

  • Those who are disabled for a period expected to last more than a year.  Partial or short term disability benefits are not provided by social security. 
  • You must have worked long enough and recently enough under Social Security.  You earn work credits for each year you worked.  The number of work credits you need to qualify for disability benefits depends on your age when you become disabled. 
  • You then must earn less than $800 a month for 2003, and be impaired from basic work related activities by a severe condition that is either on the list of impairments, or, if not on the list, that interferes with your ability to do the work you did in the last 15 years.  If you cannot do the work you did in the last 15 years, and, considering your age, education, past work experience, and transferable skills, you cannot do any other kind of work, your claim will be approved.

What are the Benefits: 

  • The amount of the monthly Social Security Disability benefit is based on your lifetime average earnings covered by Social Security.  The basic SSI check is $552 per month for one person, or $829 per month for a couple.  Some states add some additional funds to the amount. 
  • Your benefits will continue as long as you are disabled.

NOTHING for pain and suffering.

Procedure:         Social Security Administration Eligibility Requirements and Online Applications

  • You may apply as soon as you become disabled. 
  • It generally takes from 90 to 120 days to process claims for disability benefits.  The Social Security office reviews the application, and then the Disability Determination Services office uses medical evidence about your ability to do work related activities, such as walking, sitting, lifting and carrying and remembering instructions. 
  • Social Security Disability (SSD) benefits will not begin until the sixth full month of disability. 
  • Supplemental Security Income (SSI) may begin the first full month after the date you filed.